What is it?
Generally speaking, the contract textbooks are particularly bad at defining what we are talking about when we refer to ‘undue influence’. For example, Neil Andrews’ textbook on contract law says that:
‘Undue influence can, but need not, involve coercion. As Lord Nicholls said in the Etridge case (2002): (1) it ‘comprises overt acts of improper pressure or coercion such as unlawful threats’ but (2) it has a broader ‘connotation of impropriety’, and this can take the form of ‘overt acts of persuasion’. Thus, actual undue influence can cover a range of improper conduct, including coercion, misleading statements, half-truths, cunning persuasion, artful steps and guile’ (p 321).
So just about anything then. Here’s My View:
D exerts undue influence over C if: (i) C is willing to do whatever D tells her to do; and (ii) D uses that power he has over C to get C to act in a particular way.
(It should be noted that My View is very close to the view expressed by Mindy Chen-Wishart in her essay on ‘Undue influence: beyond impaired consent and wrongdoing towards a relational analysis’ in Burrows and Rodger (eds), Mapping the Law: Essays in Honour of Peter Birks (2006).)
So, on My View, a relationship of undue influence will normally arise between C and D in two basic situations.
The first is where C thinks that D knows better than her what she should do. In other words, C regards D as being an authority figure. Bank of Credit and Commerce v Aboody (1990) involved this kind of relationship of the undue influence. The key players were a husband and wife, whose income was primarily derived from a family business which was running into trouble. The family business was run by the husband. The wife regarded her husband as the expert on business matters and deferred to his judgment on all such matters. The business needed money, which BCCI was willing to lend so long as the loan was secured by a charge over the family home. The husband told his wife that the family business needed the loan, and that she should sign the form consenting to BCCI having a charge over their home. She signed. It was found that she has acted under undue influence in so doing.
The second situation which will normally give rise to a relationship of undue influence is where C is infatuated with D, and will do anything D wants so as to please D. In other words, C is enthralled by D. This kind of relationship of undue influence existed in Re Craig (1971),where it was found that the deceased had made many gifts to his ‘secretary and companion’ under undue influence. He was clearly infatuated with her and had made the gifts just in order to please her.
If a court thinks that: (i) either of these kinds of relationships existed between C and D; and (ii) that C made a gift or entered into a contract because of that relationship, then it should – in My View – find that the gift or contract was made under undue influence. If a court does not think that (i) and (ii) are true, then it should refuse to find that C’s gift or contract was made under undue influence. (Though it could still find that the gift or contract was the result of duress or misrepresentation or unconscionable conduct on the part of someone else.)
Actual and presumed undue influence
On My View, actual and presumed undue influence are not two different things. They are merely two different ways of establishing the same thing. (This is an argument made in Birks and Chin, ‘On the nature of undue influence’ in Beatson and Friedmann (eds), Good Faith and Fault in Contract Law (1995).)
In an actual undue influence case, C actually proves that she made a gift or contract because of D’s undue influence. This is what the wife did in Aboody: she actually proved that she was willing to do whatever her husband told her to do in business matters, and that she had approved the charge over her house because her husband had told her to do so.
In a presumed undue influence case, C raises a presumption she did what she did because she was willing to do whatever D told her to do. It will then be up to D to rebut the presumption and show that – no, actually, C did what she did because she was acting out of her own free will. Usually the only way for D to do this is to show that C received independent legal advice before doing what she did. (Though as the case of Credit Lyonnais v Burch (1997) shows, there can be situations where the C’s receiving, or declining to receive, independent legal advice can reinforce the impression that C is not acting of her own free will. There are some transactions (in the Burch case, taking out a mortgage on one’s flat to secure a loan to one’s employer) that are so improvident that if C still wanted to enter into such a transaction having received independent legal advice, one would inevitably conclude from that fact alone that C is acting under someone else’s influence or under pressure exerted by someone else.)
There are two ways C can raise a presumption that she did what she did because was willing to do whatever D told her to do.
In what is known as a ‘Class 2A’ case (following the language of the House of Lords in Royal Bank of Scotland v Etridge (No 2) (2002)), C raises a presumption that her relationship with D was the kind of relationship where she would do whatever D wanted her to do, and she then raises a further presumption that the gift or contract she made, was made because she was simply doing what D wanted her to do. She does this by showing that that gift or contract was so generous or so burdensome that it ‘calls for explanation’. In other words, it is hard to explain why C made that gift or contract if she wasn’t just doing what D wanted her to do.
In what is known as a ‘Class 2B’ case, C actually proves that her relationship with D was the kind of relationship where she would do whatever D wanted her to do, and then she shows that the gift or contract she made ‘calls for explanation’, thereby raising a presumption that she made that gift or contract because she was simply doing what D wanted her to do.
In order to get a better grasp of these different ways of establishing that a gift or contract was made under undue influence, let’s consider some hypothetical cases:
(1) C and D are engaged. C gives D a car for his birthday. She now claims the gift was made under undue influence. C will not be able to raise a presumption of undue influence in this case. While the relationship between an engaged couple is such that the courts are willing to presume that each partner in the relationship will do whatever the other wants, the gift here is not so extravagant that it ‘calls for explanation’. It can easily be accounted for as a simple expression of C’s love for D. So if C wants her car back, she will have to actually prove that she gave D the car because he asked her to, and she was so enthralled by D that she would have done whatever D wanted her to do.
(2) C and D are engaged. C signs over the title deeds to her house to D. C will have no problem raising a presumption that she was acting under undue influence in transferring her house to D. This will be a class 2A case. She will be able to rely on the fact that she was engaged to D to raise a presumption that she was willing to do whatever D wanted her to do. And the magnitude of C’s gift to D will be such that it ‘calls for explanation’, thus raising a presumption that C transferred her house to D because she was so enthralled by D that she would do whatever he wanted her to do. It will then be up to D to rebut this presumption by showing that C was acting of her own free will in transferring the house. This will be difficult, though not impossible. If D merely relies on the fact that C had independent legal advice before transferring the house, that will probably not be good enough (see the discussion of the Burch case, above). But the presumption could be rebutted if D could show, for example, that C owned multiple houses and that she signed over one of them to D because she wanted him to have some financial security should anything happen to her before they got married.
(3) C and D are married. C consents to bank B having a charge over her house to secure a loan to a business run by D’s brother. If C wants to raise a presumption that she approved the charge under undue influence exerted by D, she will have to actually prove that her relationship with D was such that she was willing to do whatever D wanted her to do. The courts will not be prepared to presume that such a relationship existed between C and D just because they were married. This contrasts with the courts’ willingness to presume that such a relationship exists between engaged couples; obviously the courts take the view that while engaged couples can be presumed to be besotted with each other, once they get married, the shine comes off the relationship and it becomes more arms-length. But if C can establish that her relationship with D was unusual for a married couple in that she was willing to do whatever D wanted her to do, then she would be able to raise a presumption that she consented to the charge over the house because she was willing to do whatever D wanted her to do. The charge over C’s house ‘calls for explanation’: the fact that D’s brother benefited from the loan and she did not would mean that the most natural explanation of why C would agree to her house being charged to secure the loan is that D told her to consent to the charge, and she was willing to do whatever D wanted her to do.
(4) C and D are married. C consents to bank B having a charge over her house to secure a loan to the family business on which C and D’s income depends. C will not be able to raise a presumption that she consented to the charge as a result of D’s undue influence. Even if she can show that her relationship with D was unusual for a married couple in that she would do whatever D wanted her to do, she would not be able to raise a presumption that she consented to the charge over her house because she would do whatever D wanted her to do. This is because there is nothing about the charge over C’s house that ‘calls for explanation’. As the loan to the family business benefited C, that benefit provides the most natural explanation of why C would have agreed to have a charge over her house to secure that loan; we have no need to suppose that D was acting as a puppet master behind the scenes, pulling C’s strings to get her to approve the charge. So if C wants to establish that she consented to the charge because of D’s undue influence, she will actually have to prove that D told her to agree to the charge and she did so because she was willing to do whatever D told her to do.
So – to sum up: if C wants to get out of the gifts and contracts that she entered into in the above situations on the ground of undue influence, she will have to make a plea of actual undue influence in (1) and (4), but will be able to raise a class 2A presumption of undue influence in (2) and may be able to raise a class 2B presumption of undue influence in (3).
Criticisms of My View
My View seems to make sense of the notion of ‘undue influence’, and when the courts are prepared to find that someone made a gift or contract under undue influence. However, two criticisms of it might be made:
(1) The first criticism is that actual undue influence and presumed undue influence refer to two different things, not two ways of proving the same thing. Academics who take this view usually identify actual undue influence with ‘pressure’ or ‘coercion’, invoking Williams v Bayley (1866), where a father was allowed to get out of a mortgage guaranteeing his son’s debts on the ground that he had entered into the mortgage under undue influence, where the only ‘influence’ exerted on him was a threat that if he did not enter into the mortgage, his son would be prosecuted for forgery. While it is true that some 19th century pressure cases like Williams which were decided on the basis that the pressure amounted to actual undue influence, they were probably decided in that way because the concept of ‘duress’ as a factor vitiating gifts and contracts had not been fully developed at that stage. We have no need to follow such cases in identifying actual undue influence with ‘pressure’ or ‘coercion’. And if we insist on seeing actual undue influence as being something different from presumed undue influence, we will introduce a paradox into the law. In the case of the fiancée who gave her fiancé a car, or the wife who agreed to a charge over her house to secure a loan to the family business, the courts will say that the fiancée/wife cannot raise a presumption that she acted under undue influence, and will then refuse to allow the fiancée/wife to prove undue influence because a plea of ‘actual undue influence’ will be reserved for cases involving pressure.
(2) The second criticism is that My View is too wide, and overlooks the fact that undue influence always involves some kind of exploitation of C by D. So for undue influence to be established, it not only has to be shown that C was willing to do whatever D told her to do, it also has to be shown that used that power that he had over C to take advantage of her. In support of this view is the case of R v Her Majesty’s Attorney-General for England and Wales (2003). The defendant – a soldier in the SAS – was ordered to sign a confidentiality agreement under which he could not write about his experiences in the SAS. The defendant sought to have the agreement set aside on the ground that it had been procured by undue influence. The Privy Council refused to set aside the agreement, even though it was clear that the defendant had signed the agreement simply because he had been ordered to do so. Lord Hoffmann held that undue influence concentrates ‘in particular upon the unfair exploitation by one party of a relationship which gives him ascendancy over the other’, and that no such unfair exploitation had taken place in this case. Against views like this – which basically identify undue influence with unconscionable conduct – stands Allcard v Skinner (1887) in which the claimant handed over large sums of money and railway stock to the sisterhood in which she was a nun, having taken a vow of poverty. It was held that the claimant had made her gifts under the undue influence of the sisterhood’s Mother Superior (though the gifts could not be reclaimed as the claimant had delayed too long after leaving the sisterhood before suing for them back). But the Court of Appeal was careful to emphasise that ‘no unfair advantage was taken of’ the claimant (Lindley LJ), and that the defendant was acquitted ‘most entirely of all selfish feeling in the matter. I can see no sort of wrongful desire to appropriate to herself any worldly benefit from the gift’ (Bowen LJ). Aboody was the same: there was no evidence that the husband in that case was trying to take any unfair advantage of the influence he enjoyed over his wife in telling her to agreeing to the charge over their house. But that didn’t stop the court finding that there was undue influence in Aboody.
A puzzle created by My View
However, if My View is correct, it creates a puzzle. The rule, established by the House of Lords in CIBC Mortgages v Pitt (1994), is that if C establishes (whether by positive proof or by raising an unrebutted presumption) that she entered into a contract under D’s undue influence, then C will be prima facie entitled to rescind the contract even if entering into that contract was in her interests. (The other party may be entitled to raise a defence, though – most obviously in the case where she provided value under the contract and she was not responsible for D’s undue influence and had no notice of it: Barclays Bank v O’Brien (1994).) So the wife in Aboody should have been allowed to escape the effect of the charge over her house, even though it was in her interests to agree to allow her house to be charged in order to secure the loan that was essential to keeping the family business afloat. But why?
Birks and Chin argue that she should have been allowed to rescind the charge because her consent to the charge was ‘impaired’. But as Mindy Chen-Wishart points out, this does not work, at least in cases where C regards D as an authority figure and D uses his authority to tell C to act in a way that is in her best interests. The wife in Aboody agreed to her home being charged because she put her trust in her husband to know what was best in business matters, and agreeing to the charge in order to secure the loan to the family business was actually the best thing to do in the circumstances. So in what sense was the wife in Aboody’s consent impaired? She was led to believe that agreeing to the charge was the best thing to do, and it was the best thing to do.
So the puzzle remains. There are three possible solutions:
(1) In Allcard v Skinner, the Court of Appeal seems to have taken the view that even though the Mother Superior in that case had not taken advantage of the influence she possessed over the claimant, it was still important to hold that the claimant’s gifts could be set aside on the ground of undue influence so as to guard against the risk that someone like the Mother Superior would abuse the position of influence she had over the nuns. In a case where D possesses influence over C, the courts attempt to avert this risk by warning D that if he exercises his influence over C, they will set aside what D has done. Effectively, the courts impose a positive responsibility (duty is too strong a word) on D to negate the influence that he possesses over C and ensure that C is acting of our own free will. D can suggest how C should act, but cannot determine how C should act. So in a case like Aboody, where the wife’s husband made no effort to ensure that she was acting freely in deciding whether or not to consent to her home being subjected to a charge, the courts set aside the charge in order to guard against the possibility that the husband’s influence over his wife might have been used in an abusive way.
(2) Taking inspiration from Chen-Wishart’s suggestion that the key to understanding the law on undue influence is to think of it in ‘relational’ terms, it could be argued that the court sets aside transactions like the one in Aboody in order to preserve the integrity of the relationship between the influencer and the influenced. In Aboody, it was in the wife’s interests to agree to the charge over her home: it was the only way of saving the family business and keeping her repayments on the existing mortgage over the home. But the family business eventually went bust, and the BCCI sought to enforce the charge. At this point, the wife in Aboody could have been philosophical and thought, ‘Well, it just didn’t work out.’ But it’s more likely that the wife would have blamed her husband, thinking, ‘Why did he get me to agree to the charge over my home? He let me down.’ And thoughts like that tend to poison a relationship. In order to prevent that happening, the law will allow claimants like the wife in Aboody to escape the consequences of doing what someone else wanted them to do.
(3) There are some things that are so important that people should decide for themselves what to do about those things – even if someone else is better placed than them to decide about those things. (For example, think of what your reaction would be if someone asked you, ‘Shall I break up with my partner? I’ll do whatever you tell me to do.’) In a case like Aboody, it’s arguable that the decision about whether or not to consent to having a charge over one’s home was so important that the wife should have been left to decide for herself whether or not to agree to this. But she wasn’t: she allowed her husband to make the decision for her. By setting aside the charge (even though it was objectively in her best interests) the courts reaffirm the importance of people being allowed to decide for themselves certain fundamentally important issues.
If none of these solutions seem to work, then it may be that we should welcome the decision of the Privy Council in R v Attorney General for England and Wales, and its attempt to restrict the ambit of the law on undue influence to cases where influence has been used in an exploitative way – at least in cases where the influence originates in C’s regarding D as an authority figure. (I think we are on safe ground in saying that any gifts or contracts that are made as a result of C being enthralled with D should be set aside on grounds of undue influence, unless some defence applies.)
Skills Advice: Answering Essay Questions
- What are essay questions?
- Why are they set?
- What makes a good answer?
- Where do students go wrong? How you can make it right.
- How to prepare?
- An example: an essay question on undue influence.
- What are essay questions?
In general terms, essay questions in contract law require you to discuss, analyse, critique, evaluate and/or synthesise something relevant to your contract law module. For example, an essay question might ask you to critically discuss: whether a particular area of law is in need of reform (e.g. “critically discuss whether or not the Law Reform (Frustrated Contracts) Act 1943 needs reforming”), a particular case (e.g. “critically discuss the impact of Attorney-General v. Blake (Jonathan Cape Ltd)  1 AC 268”), a particular statute (e.g. “critically evaluate the impact of the Contracts (Rights of Third Parties) Act 1999”) or an academic opinion (e.g. “critically discuss whether or not you agree with Devenney and Chandler’s view of the basis of undue influence (Devenney & Chandler, Unconscionability and the Taxonomy of Undue Influence, Journal of Business Law,  JBL 269-305)”). Sometimes essay questions will include a quotation. For example:
“In many civil law systems, and perhaps in most legal systems outside the common law world, the law of obligations recognises and enforces an overriding principle that in making and carrying out contracts parties should act in good faith. This does not simply mean that they should not deceive each other, a principle which any legal system must recognise; its effect is perhaps most aptly conveyed by such metaphorical colloquialisms as "playing fair," "coming clean" or "putting one's cards face upwards on the table." It is in essence a principle of fair and open dealing…” (Interfoto Picture Library Ltd v. Stiletto Visual Programmes Ltd  1 QB 433 at 439 per Bingham LJ)
Critically discuss whether or not the law of England and Wales should recognise a duty of good faith in contract law.
In this example the quotation provides some context for the question. In other situations, you may be asked to discuss more specifically the quotation given. For example:
“The court has no power to improve upon the instrument which it is called upon to construe…It cannot introduce terms to make it fairer or more reasonable. It is concerned only to discover what the instrument means…. It is the meaning which the instrument would convey to a reasonable person having all the background knowledge which would reasonably be available to the audience to whom the instrument is addressed: see Investors Compensation Scheme Ltd v West Bromwich Building Society  1 WLR 896, 912-913. It is this objective meaning which is conventionally called the intention of the parties, or the intention of Parliament, or the intention of whatever person or body was or is deemed to have been the author of the instrument….”
Critically discuss this statement by Lord Hoffmann in Attorney General of Belize, ECOM Limited, Belize Telecommunications Limited v Belize Telecom Limited, Innovative Communication Company LLC  UKPC 10 at .
Thus it is important to be clear about the purpose of any quotation in the question.
- Why are they set?
Essay questions undoubtedly test knowledge (e.g. an ability to state the principles applied to the construction of a contract). However, more importantly, essay questions allow ‘higher’ learning outcomes to be assessed: for example, the ability to analyse, evaluate and/or synthesise as well as a capacity for independent thought. If you read the module descriptor (or equivalent), which is good practice anyway, for your module it is likely to contain many of these learning outcomes (e.g. “at the end of this module students will be able to critically analyse key contemporary issues in contract law”). Sometimes students worry about whether or not their answer is ‘correct’ and, of course, some answers would clearly be ‘incorrect’ (e.g. as a result of writing on the wrong subject). However, essay questions very often invite you to express your own reasoned opinions and conclusions; and, therefore, two essays written in very different ways may achieve the same mark. The key point is that such an essay is testing your ability to analyse, argue and reach a reasoned conclusion (even if the viewpoint expressed is different to the marker’s viewpoint!).
- What makes a good answer?
Preparation: Take time to properly consider the question. For example, in the pressure of timed examinations it can be very tempting to rush into writing your answer and/or writing everything which you know on a particular topic. However, take time to think about the question (indeed some examinations include so-called ‘reading time’). What is the question asking? As noted above, essay questions will often ask you to discuss, analyse, critique, evaluate and/or synthesise something relevant to your contract law module. What is your view in this matter? Do you agree or disagree with any statement given and why? Plan your answer: how will your answer respond to the question set and how will you guide the reader through your argument?
Structure and clarity: Your answer should be clear, use appropriate language (avoid writing using ‘text-speak’) and be appropriately referenced (which will, of course, depend on the context). A well-researched essay (on which see below) which makes a number of good points will lose marks if it is disjointed so it is important to get the structure right; how, for example, will your essay guide a reader through your argument and what is the link between each part of your essay? Sometimes using sub-headings can be helpful in creating a structure.
Depth: As noted above, essay questions will often ask you to discuss, analyse, critique, evaluate and/or synthesise something relevant to your contract law module. Therefore, it is important for your essay to not simply demonstrate knowledge of that particular topic; it must demonstrate relevant ‘higher’ learning outcomes. This will be discussed further in the next section.
- Where do students go wrong? How you can make it right.
There are two particularly common reasons for a weaker essay. First, the essay might not adequately address the question (or indeed address the question at all!). For example, under the pressure of examinations, it is easy to notice that a particular question relates to an area of contract law (e.g. damages) and write copious amounts on all that you know about that subject (breach, causation, remoteness, mitigation…etc.) when the question actually wants you to focus on a particular aspect of that subject (e.g. “critically discuss the impact of Attorney-General v. Blake (Jonathan Cape Ltd)  1 AC 268 on the principle that damages are compensatory in nature” (a question which asks you to focus on so-called Blake damages)) or wants you to focus on a particular problem (e.g. “critically discuss when cost of cure damages may be awarded in contract law). That is not to suggest that some of the material is not relevant as background material; it may well be useful in providing context but it is not the focus of the question. So you need to read the question carefully to identify what it is asking and plan (see below) a response to that question. The second common problem is often that the essay is too descriptive: it demonstrates the knowledge learning outcome but not the higher learning outcomes identified above. So if, for example, a question asks you to analyse a particular subject, make sure you analyse it: and support your position with primary authority, secondary authority, evidence and/or argument as appropriate.
- How to prepare?
First, ensure that you identify and understand the module requirements for your essay. For example, you may be required to write an essay as an assessed coursework: must it be presented in a particular way, what referencing system should you use (e.g. OSCOLA), etc? The answers to such questions can often be found in module handbooks or on the coursework instruction sheet.
Secondly, research the relevant area or areas. Obviously the nature, depth and timing of the research will depend on the nature of the assessment. For example, for an assessed coursework part of the assessment criteria will often be the research which underpins the essay (and not just the books, articles etc. listed in the bibliography but the way in which those sources have been used in the essay): have you identified and engaged with the relevant literature? Students often ask ‘how many sources do I need to read’? There is, of course, no magic number and much will depend on the nature of the question and the focus of the question; and remember that markers will mark in the light of what would be reasonable in the circumstances. Research is also important for essays in most contract law examinations although with traditional examinations the research would be done in advance of the examination. This will allow you, if an appropriate opportunity arises, to discuss, for example, particular academic articles in an essay question (e.g. in an essay question on unconscionability it might be useful to mention some of Dr. Capper’s work on unconscionability).
Thirdly, read the question carefully and plan your answer. What structure will you adopt and why? How are you going to effectively present your argument? Many students find it useful to sketch a rough plan of their essay for starting to write it.
- An example: an essay question on undue influence.
In this section, we will use an essay question on the doctrine of undue influence to demonstrate the foregoing. The question we will use is:
“The striking feature of this appeal is that fundamental misconceptions [surrounding the doctrine of undue influence] persist, even though the doctrine is over 200 years old and its basis and scope were examined by the House of Lords in depth…less than 3 years ago in the well known case of Royal Bank of Scotland Plc v. Etridge (No.2)  2 AC 773. The continuing confusions matter. Aspects of the instant case demonstrate the need for a wider understanding, both in and outside the legal profession, of the circumstances in which the court will intervene to protect the dependant and the vulnerable in dealings with their property.” (Niersmans v. Pesticcio  EWCA Civ 372 at  per Mummery L.J.)
Critically evaluate the basis and operation of the modern doctrine of undue influence.
Take a moment to consider this question and then consider the following two questions:
- What is this question asking? Avoid the temptation to simply regurgitate everything you know about undue influence (e.g. “…undue influence is the equitable equivalent of the common law doctrine of duress…it can be divided into actual undue influence and presumed undue influence…presumed undue influence was traditionally divided in Class 2A and Class 2B cases…” etc). The question asks you to critically evaluate two aspects of the modern doctrine of undue influence: the basis of the doctrine and the operation. Thus, although your essay will undoubtedly need some descriptive material to put the discussion in context, your overall focus will be on discussing and evaluating these two aspects. For example, in relation to the basis of undue influence you should consider what is the theoretical basis or essence of undue influence. Is the basis of undue influence disputed? If so what are the competing views? What are the strengths and weaknesses of the competing views? Which view would you support and why? Remember, as noted above, essay questions (such as this one) very often invite you to express your own reasoned opinions and conclusions; and, therefore, two essays written in very different ways may achieve the same mark. The key point is that such an essay is testing your ability to analyse, argue and reach a reasoned conclusion (even if the viewpoint expressed is different to the marker’s viewpoint!).
- How would you structure a response to this question? This will depend in part on your view on, for example, the basis of the doctrine of undue influence (see above). How would you introduce a response to this question? You might provide a brief outline of the concept of undue influence (perhaps with reference to the judgment of Lord Nicholls in Royal Bank of Scotland v. Etridge (No.2)  UKHL 44) – undue influence is essentially Equity’s way of regulating or policing pressure/influence in the contracting process although it is important to note that not all pressure/influence in the contracting process is objectionable (for example, in commercial contracting we often talk, without objection, about ‘hard bargaining’). How would you structure the main body of a response to this question? You might focus on the basis of undue influence before turning to the operation of the doctrine. So you might discuss the different views of the basis of undue influence (e.g. Birks & Chin, ‘On the nature of undue influence’ in Beatson & Friedmann (eds.) Good Faith and Fault in Contract Law (Clarendon, Oxford, 1995) and Devenney & Chandler, ‘Unconscionability and the Taxonomy of Undue Influence’, Journal of Business Law,  JBL 269-305) with reference to the relevant case law (e.g. Royal Bank of Scotland v. Etridge (No.2)  UKHL 44, Hewett v. First Plus Financial Group Plc  EWCA Civ 312, Hammond v. Osborn  EWCA Civ 885 etc.). Thereafter you can focus on the operation of the doctrine which is focused much more on the detail of the doctrine. Again your focus needs to be on critically evaluating the doctrine (although you will need to provide some descriptive material to put the discussion into context and indeed such material might act as the link between the two parts of the question (e.g. “…Having discussed the basis of the doctrine of undue influence, this essay will now focus on the operation of the doctrine. Traditionally it has been commonplace to distinguish between ‘actual undue influence’ and ‘presumed undue influence’)). Thus you should be addressing issues such as whether or not the (former) Class 2A and Class 2B distinction is helpful. At the end of your essay, remember you conclude your essay with some of the key points from your essay – remember this is the last thing an examiner will read!